Archives for benefits

Exercise and Physical Activity Have Similar Positive Effects in Seniors

As we get older, our bodies still require movement, whether we like it or not. There are plenty of ways exercise and participate in physical activity that will help improve our health and livelihood, especially for seniors. Surprisingly, there are differences between exercise and physical activity. Knowing what those differences are and how each can benefit your health can help people over the age of 60 maximize their potential when it comes to staying active. Physical activity can include things like walking, jogging, biking, hiking, climbing stairs, carrying groceries or gardening. Exercise is considered to be a specifically planned, structured, and repetitive
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Plan ahead for when a loved one cannot live independently

At some point in a loved one’s life, independent living may no longer be an option. When the time comes, it’s best if a plan has already been put in place to ensure that comfort levels and health are maintained. According to the Society of Actuaries, it is best to establish a care plan long before the situation arises. “Insurance coverage for long-term care covers disabilities so severe that assistance is needed with daily activities such as bathing, dressing and eating,” explain the editors of a Society of Actuaries report. “Some older policies require a nursing home only or require
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Addressing the chained CPI proposal for Social Security beneficiaries

In the following video, Christina Martin Firvida, the director of financial security and consumer affairs at AARP, addresses current threats to the U.S. budget that may cut into the benefits of those on Social Security. In it, she explains the math on how moving to a ‘chained CPI’ would hit current Social Security beneficiaries in the wallet.  She stresses that these cuts will especially hurt those who are already struggling financially. To find out how you can call or write your member of Congress to tell them not to cut your cost-of-living adjustment, go to
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