Archives for independence

Plan ahead for when a loved one cannot live independently

At some point in a loved one’s life, independent living may no longer be an option. When the time comes, it’s best if a plan has already been put in place to ensure that comfort levels and health are maintained. According to the Society of Actuaries, it is best to establish a care plan long before the situation arises. “Insurance coverage for long-term care covers disabilities so severe that assistance is needed with daily activities such as bathing, dressing and eating,” explain the editors of a Society of Actuaries report. “Some older policies require a nursing home only or require
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Understanding age-related vision decline

The signs of aging – if only they didn’t exist. Unfortunately, however, there are many ways in which the body will change as the years progress. Failing vision is just one of many areas where older individuals will experience the signs of aging, and therefore, it is by no means rare. In fact, it’s one of the most common aspects to growing old. Macular degeneration, a progressive eye condition, affects nearly 15 million Americans, and its numbers are growing as Baby Boomers reach their 60s and 70s. According to, the website for the Macular Degeneration Partnership, “the disease attacks the
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