Archives for long-term care

Caring for a Childless Relative

As our older loved ones age, the need may arise for assistance from family members, as health concerns leave them unable to be as independent as they once were. Determining the best way to go about meeting the needs of your relative can be difficult without a long-term care plan in place. There are a few things that you can do to help your older one decide what the proper course of action will be for them as an individual – what they expect, what their needs are, if they will need personalized care services, etc. According to the Department
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Taking advantage of available U.S. programs, services

As loved ones get older, their needs increase. And as much as family members would like to help, the necessary resources don’t always seem to be readily available. There are, in fact, several programs put in place by the U.S. government that aren’t taken advantage of enough by those who need them the most. The Administration on Aging is one of those programs. It’s funded by the Older Americans Act and it was established to provide assistance to older persons and their caregivers. The program also includes critical support services to help older adults remain independent and involved in their communities. A
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Plan ahead for when a loved one cannot live independently

At some point in a loved one’s life, independent living may no longer be an option. When the time comes, it’s best if a plan has already been put in place to ensure that comfort levels and health are maintained. According to the Society of Actuaries, it is best to establish a care plan long before the situation arises. “Insurance coverage for long-term care covers disabilities so severe that assistance is needed with daily activities such as bathing, dressing and eating,” explain the editors of a Society of Actuaries report. “Some older policies require a nursing home only or require
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Creating a twilight plan

Although planning for our twilight years should be on the top of our list of priorities, often times it’s not. For starters, most of us don’t want to think about getting old and potentially needing assistance. Compounding that is the fact that many individuals don’t even know where to start. One way to bring twilight planning to the top of the list is with the help of the National Clearinghouse for Long-Term Care Information website. Founded by the U.S. Department of Health and Human Services, the website provides information and resources to help a family or an individual plan for future
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